Auto

8 topics

Auto Liability Coverage

Policy TypeAuto

Split limits such as 50/100/50 mean 50,000 dollars per injured person, 100,000 per accident, and 50,000 for property damage. Nearl...

Collision Coverage

Policy TypeAuto

It pays actual cash value regardless of fault, subject to a deductible of 250 to 1,000 dollars, with higher deductibles buying low...

Comprehensive Coverage

Policy TypeAuto

Covered perils include fire, falling objects, vandalism, glass breakage, and deer strikes, which total near a million US claims a ...

Personal Injury Protection

Policy TypeAuto

Mandatory in roughly a dozen and a half US no fault states, it typically carries limits of 10,000 to 50,000 dollars and covers pas...

Uninsured and Underinsured Motorist Coverage

Policy TypeAuto

Roughly one in eight US drivers carries no insurance, with some states near one in five, which makes this a major protection decis...

Gap Insurance

Policy TypeAuto

New cars depreciate fast, often 20 percent in the first year, while down payments are small and loan terms stretch to 72 and 84 mo...

Usage-Based Insurance

ConceptAuto

Programs score mileage, time of day, hard braking, phone use, and speed patterns, offering discounts that can reach 30 to 40 perce...

No-Fault Insurance

ConceptAuto

Massachusetts introduced the first no-fault auto system in the United States in 1971, and about a dozen states now use some form o...