Liability

7 topics

Umbrella Insurance

Policy TypeLiability

It pays when an underlying liability limit exhausts, extends to claims the base policies exclude, such as libel, slander, and some...

Errors and Omissions Insurance

Policy TypeLiability

Used by agents, brokers, consultants, engineers, architects, accountants, and IT providers, it covers economic loss claims that ge...

Medical Malpractice Insurance

Policy TypeLiability

Policies split into occurrence forms, covering any incident while insured no matter when claimed, and claims made forms, covering ...

Product Liability Insurance

Policy TypeLiability

US law imposes strict liability in most states, so a claimant need not prove negligence, only a defect in design, manufacture, or ...

General Liability Insurance

Policy TypeLiability

It responds to claims arising from business premises, operations, products, and completed work, and under standard forms the insur...

Directors and Officers Insurance

Policy TypeLiability

Claims include breach of fiduciary duty, misleading disclosures, employment decisions, and regulatory investigations. Policies pay...

Employment Practices Liability Insurance

Policy TypeLiability

Covered claims include wrongful termination, discrimination, harassment, and retaliation, and sometimes wage and hour defense. Pol...