Reinsurance

Primary insurers, called cedents, buy it to smooth catastrophe volatility, protect surplus against large losses, gain capacity to ...

Proportional treaties, quota share and surplus, share every risk by percentage or line, with ceding commissions and often profit s...

Each submission is underwritten on its own facts, offered at a bespoke price, and accepted or declined, unlike treaty automatic fl...

Retro lets a reinsurer balance portfolios, cap peak exposures, and free capital, creating a chain from policyholder through insure...

A program might sit 400 million in limits part of 250 million, meaning the reinsurer pays when one event net loss crosses 250 mill...

Cat bonds pay sponsors a layer of protection funded by investor principal: if a defined event or aggregate loss trigger hits, inve...